Life in Hot Springs, Arkansas

Why So Many Are Leaving California, Florida & Texas for Hot Springs

Lower taxes. Lower cost of living. A slower pace — without giving up a thing.

The Best-Kept Secret in the South

Hot Springs, Arkansas sits in the Ouachita Mountains on the shores of some of the most beautiful lakes in the country. It's a city with real culture — world-class horse racing at Oaklawn, a thriving arts scene, nationally recognized restaurants, and a historic downtown that draws visitors from across the country.

But for the growing wave of buyers relocating from California, Florida, and Texas, the real story is financial. No state income tax on retirement income. Property taxes a fraction of what they pay now. A dollar that stretches further in every direction.

Aerial view of Hot Springs Arkansas waterfront — Ouachita Mountains backdrop

The Numbers

Your Dollar Goes Further Here

A side-by-side look at what life costs in Hot Springs vs. where you're coming from.

Category
Hot Springs, AR
California
Florida
Texas
State Income Tax
Low flat rate
Up to 13.3%
None (but higher property tax)
None (but higher property tax)
Property Tax Rate
~0.6% effective
~1.1% + Mello-Roos
~0.9%
~1.7–2.2%
Median Home Price
~$250K
~$800K+
~$420K
~$340K
Retirement Income Tax
Exempt up to $6K/person
Fully taxed
None
None
Cost of Living Index
~82 (below national avg)
~150+
~103
~95

Figures are approximate and for general comparison purposes. Consult a tax professional for your specific situation.

Things to Do

A Full Life on the Water

Oaklawn Racing Casino Resort

World-class thoroughbred horse racing, live entertainment, and a full casino — 15 minutes from your front door.

Hot Springs National Park

The only national park inside a city. Hike Bathhouse Row, soak in the thermal springs, and explore 5,000 acres of trails.

Lake Life Year-Round

Mild winters mean boating, fishing, and paddleboarding nearly 12 months a year. The Ouachita Mountains provide a stunning backdrop in every season.

Arts & Culture

The Hot Springs Documentary Film Festival, a thriving gallery district, and a historic downtown with award-winning dining and live music.

Garvan Woodland Gardens

350 acres of botanical gardens on the lake — one of the most beautiful public spaces in the South.

Proximity Without Isolation

One hour to Little Rock's international airport. Close enough to the city, far enough from the noise.

Built to Last — No Hurricanes Here

Arkansas sits well inland, far from Gulf storm tracks. 139 Waterfront Ct is a solidly built, multi-level brick and frame home — no hurricane shutters, no flood insurance mandates, no annual evacuation anxiety. Just waterfront living with genuine peace of mind.

139 Waterfront Ct — brick exterior with fountain and garden
Sunset over the water at 139 Waterfront Ct, Hot Springs AR
Great room with vaulted ceilings and French doors at 139 Waterfront Ct

From Those Who Made the Move

They Came. They Stayed.

"We sold our home in Austin and bought twice the house for half the price. The lake lifestyle sealed the deal."

Relocated from Austin, TX

"I was paying $18,000 a year in property taxes in Orange County. Here it's under $4,000 — on a waterfront home."

Relocated from Orange County, CA

"We wanted water, mountains, and a real community. Hot Springs checked every box."

Relocated from Naples, FL

Your Local Expert

Debi Jones

Trademark Real Estate

501-276-4446Schedule a Tour

139 Waterfront Court Is Ready for You

Fully furnished, fully remodeled, and priced well below comparable waterfront homes in the markets you're leaving. Schedule a private tour and see it for yourself.